Apply For YES BANK Credit Cards online in India

Apply For YES BANK Credit Cards online in India

YES Bank Lifetime Free Credit Card

  • Earn benefits worth Rs 38,000 in a year.
  • Income criteria : Minimum Net Monthly Income INR 1.20 Lakhs or Income Tax Return of INR 18.00 Lakhs and above
  • Assured 8 Reward Points per INR 100 of retail spends. Reward Points that never expire
  • Complementary lounge access on Priority Pass Membership & MasterCard Lounge Programme
  • Preferential Foreign Currency Markup of 1.75% only
  • Best Interest Rate on Revolving Credit of 1.20% p.m. for YES BANK Savings & Salary Account holders (Interest Rate will be revised w.e.f. 01-July-2018

YES Bank PROSPERITY EDGE Credit Card

Eligibility for YES Prosperity Edge Credit Card

  • Age Criteria: Minimum 21 years to maximum 60 years
  • Salaried or Self Employed
  • Minimum Net Salary of INR 60,000 per month or Income Tax Return of INR 7.20 Lacs and above

Features & Benefits

  • Welcome Reward Points
    • Assured 1500 Reward Points on spends of INR 7,500 within first 30 days of card set-up datea
  • Annual Bonus Rewards
    • Earn 15,000 Bonus Reward Points on achieving spends of INR 6 Lakhs or more in each anniversary yearb
  • Edge Reward Points Programc
    • 6 Reward Points on every INR 100 Retail Spends done on your Birthday
    • 5 Reward Points on every INR 100 International Spends (POS & ECOM)
    • 4 Reward Points on every INR 100 Online Spends
    • 3 Reward Points on every INR 100 on all other Retail Spends
    • 500 Reward Points on each YES PayNow registration
  • Edge Reward Points Redemption : Please visit YesRewardz to know more or redeem Reward Points
    • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption (1 Reward Point = INR 0.25)
    • Exclusive Catalogue of Products
    • Redemption of Reward Points against JPMiles (4 Reward Points = 1 JPMile)
    • NRI Cardmembers:
      • Redemption available for Flights, Hotels and Movies only (Catalogue redemption not available)
  • MasterCard World Golf Programme
    • Enjoy waiver of 3 Green Fee at select golf courses in Indiae
    • Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India
  • Priority Pass Membership and MasterCard Lounge Program
    • Complimentary Priority Pass Membership for Primary Cardmember onlyf. All visits will be charged at US$ 27 per person per visit
    • Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India
  • Insurance Coverage
    • Life Insurance Cover of INR 50 Lakhs for death due to Flight Accidentsg
    • Medical Insurance cover of INR 15 Lakhs for emergency hospitalization when travelling overseasg
    • Credit Shield cover in case of accidental death of Primary Cardmember
  • Attractive Interest Rate on Revolving Credit and Preferential Foreign Currency Markup
    • Interest Rate of 2.99% per month (35.88% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who have YES BANK Salary or Savings Account relationship
    • Interest Rate of 3.22% per month (38.64% annually) on Revolving Credit, Cash Advances and Overdue Amount for Cardmembers who do not have YES BANK Salary or Savings Account relationship
    • Preferential Foreign Currency Markup of 3.40% only
  • Fuel Surcharge Waiver
    • Fuel surcharge waiver at all fuel stations across India for transaction between INR 400 to INR 5,000h
  • Lifestyle Benefit : Please visit YES Privileges to know more
    • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Contactless Card Technology
    • Contactless transaction on the Card enabled with NFC Technology
    • YES Prosperity Edge Credit Card is enabled with contactless technology, facilitating fast, convenient and secure payments at retail outlets. You can use your card to make quick transactions at merchant locations accepting contactless cards

Enjoy services on your Credit Card – Instant EMI, EMI on Call, Quick Loan

Annual membership fees

  1. First Year Membership Fee of Rs 1,000 , reversed on spends of Rs 15,000 within 90 days of card set up
  2. Renewal Membership Fee of Rs 1,000, reversed on spends of Rs 75,000 within 12 months prior to the renewal.

Privilege

Instant EMI

There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs

  • Key Attractions:
    • Zero documentation
    • No Processing fees
    • Repayment options from 3 months to 24 months
    • Convert Transaction starting from as low as INR 2,500
    • Interest Rates ranging from 12% p.a to 15% p.a
  • List of Partners:
    • Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.

Card Protection Plan

YES BANK brings to you CPP Card Protection, India’s first comprehensive card protection service. It can be used in the event of card loss, theft, any related fraud and emergencies. You can safeguard all cards including credit, debit, and Pre-paid cards with CPP Card Protection. In case of card loss or theft that may have occurred anywhere in the world, all that you need to do is call CPP’s 24-hour helpline, to report loss of card(s).

Card Protection Plan Features

Classic Plus

Premium Plus

Platinum Plus

Annual Membership Fee

Rs 1749

Rs 2249

Rs 2899

Additional members covered in one CPP membership

Single

Spouse

Spouse & Parents

24 hour loss reporting

Y – All cards

Y – All cards

Y – All cards

Emergency Cash in India (per CPP Membership)

Rs 5,000

Rs 20,000

Rs 20,000

Emergency Hotel Bills/ Travel tickets Overseas

Rs 80,000

Rs 120,000

Rs 160,000

Emergency Hotel Bills/ Travel tickets in India

Rs 40,000

Rs 60,000

Rs 80,000

F-Secure Mobile Security (in case of Smartphones )

Y

Y

Y

Internet security by F-Secure (in case of laptops and PCs)

Y

Y

Y

Roadside Assistance -Breakdown support, battery jumpstart, flat tyre support, fuel delivery, vehicle towing etc.

Y

Temporary Smartphone replacement (in case of stolen phones)

Y

Y

Y

Credit Report and Analysis Benefit

Y

Y

Y

Fraud against loss, theft, online, skimming, counterfeit, phishing

Rs 100,000

Rs 200,000

Rs 300,000

Number of days covered prior to notification to Card Issuer

30 days

30 days

30 days

Mobile Wallet Protection (Per Membership)

Rs. 50,000

Rs. 100,000

Rs. 100,000

Number of Days Covered (Prior to notification)

3 days

3 days

3 days

 

Related Post

Leave a Reply