Axis Bank Credit Card eligibility

Axis Bank Credit Card eligibility

Right from shopping, fuel, travel to rewards and dining, Axis Bank credit cards come in a variety of categories to choose from. All these cards are loaded with multiple features and perks that will make your life easy. But before you apply for any of the cards, it is important for you to know their eligibility. You should be aware of Axis Bank credit card eligibility just to have a smooth journey. 

Axis Credit Cards Eligibility 

Card NameFee & ChargesWelcome BenefitsFeatures & RewardsEligibility
Axis Vistara Credit CardJoining Fee: Rs.1,500Annual Fee: Rs.1,500Complimentary Economy ticket and Club Vistara Membership-2 Club Vistara Points for every Rs.200 spent.

-Earn 1,000 Bonus CV Points and up to 3 Economy Class tickets in a year.

-Discount of minimum 15% at over 5,000 restaurants across the country.

-Complimentary Lounge Access at select airports across India.
– The age of an applicant should be between 18 to 70 years. 
– Should have a good source of income.
Note: Add-on cardholders must be more than 15 years old
Axis Bank Vistara Signature Credit CardJoining Fee: Rs.3,000Annual Fee: Rs.3,000Complimentary Premium Economy Ticket and Complimentary Club Vistara Silver Membership– 4 Club Vistara Points for every Rs.200.

– Earn 3,000 Bonus CV Points and up to 4 Premium Economy tickets in a year.

– Discount of minimum 15% at over 5,000 restaurants across the country.
-Tee off with rounds at Premium Golf Clubs at discounted prices.
-Complimentary Lounge Access at select airports across India. 
-The age of an applicant should be between 18 to 70 years. 
– Should have a good source of income.Note: Add-on cardholders must be more than 15 years old
Axis Bank Vistara Infinite Credit CardJoining Fee: Rs.10,000Annual Fee: Rs.10,000Complimentary Business Class ticket* and Complimentary Club Vistara Gold Membership – 6 Club Vistara Points for every Rs.200.
– Earn 10,000 Bonus CV Points and up to 4 Business Class tickets in a year.
– Discount of minimum 15% at over 5,000 restaurants across the country.
– Tee off with complimentary rounds at Premium Golf Clubs.
– Fuel Surcharge Waiver.
– Complimentary Lounge Access at select airports across India.
The age of an applicant should be between 18 to 70 years. He should have a good source of income.Note: Add-on cardholders must be more than 15 years old
Axis Magnus Credit CardJoining Fee: Rs.10,000Annual Fee: Rs.10,0008 VIP Assistance at 29 Airports across India.– 1 economy class flight ticket across domestic locations every year.

– A flat discount of 15% on Oberoi Hotels in India.

– A maximum amount of ₹10,000 is capped for booking the domestic flight.

– Cardholder has to spend ₹7 lacs in the previous year to get 4 additional international lounge access.

– VIP Assistance will include check-in, immigration processes, security check, and porter services.

– 24X7 dedicated concierge services.
– The age of an applicant should be between 18 to 70 years.

– Salary of Rs.18 Lakhs per annum or Annual Income Tax Return filed for Rs.18 Lakhs
Note:Add-on cardholders must be more than 15 years old
IndianOil Axis Credit CardJoining Fee: Rs.500Annual Fee: Rs.500A Cashback of 100% of up to ₹250 on all the fuel transaction done within 30 days of the card– Get a Value Back of 4% on the fuel transaction. 
-Earn 20 Reward Points on the expenditure of every ₹100 at any Indian Oil Outlet.-Get 1% Value Back on Online Shopping.
-Earn 5 Reward Points on Spending Every ₹100 on online shopping.
-Get a discount of 1% on the fuel surcharge.
-Get an instant discount of up to 10% on the BookMyShow.
-1 Edge Reward Point on the expenditure of ₹100 through this credit card
.-Enjoy a Discount of up to 20% on the Dining Delights Restaurants 
– The age of an applicant should be between 18 to 70 years.
– Should have a good source of income.
Note: Add-on cardholders must be more than 15 years old
Axis Flipkart Credit CardJoining Fee: Rs.500Annual Fee: Rs.500– Rs. 500 worth Flipkart vouchers on your first transaction.

– Unlimited access to Gaana Plus membership for 6 months. 50% off for the next 6 months subscription. 

– Rs. 500 off on domestic hotel on Goibibo, a minimum booking of Rs. 2,000.
– Rs. 500 off on domestic hotel on Makemytrip, a minimum booking of Rs. 2,000.
– 15% cashback up to Rs. 500 on your first transaction on Myntra using Flipkart Axis Bank credit card.
– 20% instant discount up to Rs. 400 for new Urban Clap customers.
– Get a Joining and Activation Benefit of worth Rs.3300 on the credit card.

– Enjoy 5% Cashback on Flipkart and 2GUD.

– A Cashback of 4% on the Cure.fit, Goibibo, PVR, Uber, Ubereats, and UrbanClap.

– Earn a Cashback of 1.5% on all the other categories.

– All the Cashback will be credited in the credit card Statement.

– Get a Cashback of 5% on shopping from Myntra.

– Bookings from MakeMyTrip are eligible for a cashback of 4%.
The age of an applicant should be between 18 to 70 years. He should have a good source of income.Note: Add-on cardholders must be more than 15 years old
Axis Buzz Credit CardJoining Fee: Rs.750Annual Fee: Rs.750Flipkart gift voucher worth Rs.1,000 on making 3 purchases within the first 45 days.– Spend Rs.200 on any transaction and earn 2 eDGE reward Points. 

-Earn 3X Reward Points on shopping online.
– Discount of 10% every month on shopping from Flipkart between the dates 1st to 5th.

– Get an instant discount of 5% on shopping from Flipkart between the dates 6th to 31st of every month.
– The Maximum discount that can be earned every month in the slab of 1st to 5th is Rs.400.
– The Maximum discount of Rs.200 can be earned from the 6th to 31st of every month. 
The age of an applicant should be between 18 to 70 years. He should have a good source of income.Note: Add-on cardholders must be more than 15 years old
Axis Neo Credit CardJoining Fee: Rs.250Annual Fee: Rs.250-Amazon gift voucher of ₹250 

-A welcome gift worth Rs.300 from BookMyShow
– Edge Loyalty Reward Points Offer available 
-Earn 2 reward points on a spend of every Rs.200 on the card 
-10% off given for a minimum purchase of ₹500 at Myntra via the card-10% off on each bus ticket reservation made on redBus with monthly benefits of upto Rs.100
-10% cashback offer on mobile recharge at Freecharge mobile app with a maximum monthly benefit of upto Rs.30
-10% off every time you purchase movie tickets at BookMyShow.  
The age of an applicant should be between 18 to 70 years. He should have a good source of income.

Note: Add-on cardholders must be more than 15 years old
Axis My Zone Credit CardJoining Fee: Rs.500Annual Fee: Rs.500Welcome Delight Offers on Myntra.– Spend more than Rs.30,000 quarterly and earn 1000 eDGE Reward Points.
– Get a Discount of up to 25% on the shopping from Myntra.
– One can get a maximum cashback of Rs.100 in a calendar month. 
-There are no reward points on the movie transactions.-Cashback of 25% on Movie tickets book from Paytm.
-Get a discount of 1% on fuel surcharge.
-Convert your transactions into EMIs.
-Enjoy a Discount of 20% on Dining under the Dining Delights scheme.
-Access to the airport lounge
The age of an applicant should be between 18 to 70 years. He should have a good source of income.
Note: Add-on cardholders must be more than 15 years old

How to Apply for Axis Credit Card 

Online mode is the best way for an Axis credit card apply. The process is quite simple and quick, hence is preferred by many. It starts by sending an online application and then receiving the related quotes,based on the eligibility. The process then includes submitting a few KYC documents , which is then followed by instant approval and dispatch of a credit card.  In just a few easy steps, you would be able to get the credit card of your choice online.  

Axis Bank Credit Card Eligibility

Both salaried and self- employed are eligible to apply for ICICI credit cards on meeting the following conditions.

  • The applicant must be a citizen of India
  • The minimum age at the time of application must not be less than 23 years
  • The salaried individual must earn a minimum monthly salary of Rs.20,000
  • Self-employed must have a minimum annual turnover of Rs.3,00,000
  • The applicant must not have defaulted on payments w.r.t ongoing credits or the past ones

Documents Required

  • PAN card photocopy or Form 60
  • Colour photograph
  • Latest payslip/Form 16/IT return copy as proof of income
  • Residence proof (any one of the following):

Passport

Ration Card

Electricity bill

Landline telephone bill

  • Identity proof (any one of the following):
  • Passport
  • Driving license
  • PAN card
  • Aadhaar card

Axis Credit Card Limit

You can be intimated of your Axis Bank credit card limit at the time of card issuance. The credit limit would, however, depend on your income, credit score and repayment potential. Greater the CIBIL score, higher are the chances of getting the approval for a credit card. The scores range from 300-900, depending on the pattern of your loan or card repayment routine. A timely repayment with no record of default can help you score 750 and above to get the approval.

Factors Affecting Axis Credit Card Eligibility

  • Age: You must be at least 18 years old. However, some banks have a minimum requirement of 21 years. The maximum age requirement also differs, and it generally goes up to 60 years.
  • Annual Salary: Your annual income determines if you’re eligible for a particular card or not. Make sure your income meets the required eligibility criteria set by the bank so that you can easily avail the loan. 
  • Nationality or Residential Status: Citizens, residents, and non√residents can apply. However, there are a few cards that are only available for Indian citizens.
  • Credit Score: Your chances of getting a credit card increases when you have a stellar credit score. If you have a bad score, your application will most likely be rejected. A good credit score is anywhere from 750 to 900.
  • Existing Debt: Your card provider will also consider your credit utilisation ratio. If your dues exceed the granted limit, it may affect the approval of your application.
  • Employment: Another factor that affects your eligibility is your employment status. Staying in your current job for more than a year can improve your chances of getting a credit card significantly.
  • Location: Banks also take your location into consideration when they assess your application. Certain cards are only available to those residing in particular cities

Factors That Can Improve Your Credit Card Eligibility

  • Repay debts on time.
  • Do not exhaust the credit limit of your Credit Card.
  • Keep a healthy mix of secured and unsecured credit.
  • Limit loan applications to limit enquiries.
  • Doing all these will increase your credit score and creditworthiness, thus, making you more eligible. Meet all the Credit Card criteria of eligibility and get approval without any hassle.

Axis Credit Card Application Status

It is also important to check the credit card application status. To know the same, you can go online to check whether your application is approved, delayed or rejected. Also, you can contact the customer care number and the branch, wherein you would have applied for the credit card, to know the current status. If there are discrepancies in your application, make sure to fix those and apply again for approval. As soon as your application is approved, you would be issued a credit card.

Axis Credit Card Customer Care Number

Do feel free to raise your query or complaints regarding Axis Bank Credit Cards by calling the 24×7 toll-free customer care number-1800-419-5959. The customer care executives will give prompt and appropriate responses to your queries and try to resolve them ASAP.

Related Post

Leave a Reply