Apply online for wedding loans and cover all your wedding expenses. The online process is really simple and quick to apply. A wedding loan is an unsecured loan, thus it can be availed without any collateral. It can be availed for a maximum loan amount of up to Rs.20 lakh for a tenure of up to 5 years. Both salaried and self-employed individuals are eligible to apply for this loan. Many banks and NBFCs offer personal loan for marriage in India, after taking into account many eligibility factors like age, income, credit/cibil score, repayment history, category of the employer, etc. Fulfill the required criteria and keep the documents handy for instant online approval of wedding personal loans in India.  

How to Apply for Wedding Loan Online in India?

Step 1: Send Your Query/Application Online

Step 2: Get Instant Quotes

Step 3: Submit the KYC Documents

Step 4: Get Instant Approval & Disbursal

Features and Benefits to Apply Wedding Loans Online

With many digital lending platforms available in the market, a marriage loan comes with many benefits to choose from. 

Comparison under One Roof: If you are confused, which lender is the best for availing a personal loan, with digital lending platforms you can compare various lenders in one place, and easily choose the right one, meeting your criteria, hence no confusion.  

Instant Approval & Disbursal: Soon after your profile will get approval after receiving a loan query/quote, these companies provide you the required funds instantly. Their process is super-fast as they are equipped with the best of technology. 

Lower Interest Rates: Avail wedding loan online and get attractive interest rates.

Pocket-friendly EMIs: With lower rates, expect your EMIs to be pocket-friendly. Yes, the lower rates help in reducing your loan burden by keeping your monthly instalments affordable. 

No Collateral/Security: Wedding loans come without any collateral or security. Yes, a loan borrower doesn’t need to submit any sort of collateral to the lender. Thus,  you can expect to receive the funds instantly on meeting the required eligibility. As wedding loans are unsecured, thus lenders pay attention to some crucial eligibility criteria such as high income, good credit/cibil score, category of the employer(CAT A, CAT B, type of employment (government employee) before giving the approval. 

Minimal KYC Documentation: You can get this loan online by submitting fewer KYC documents. Make sure your documents such as Identity Proof, Income Proof, Address Proof, etc are ready and there should be no information mismatch. 

Good Loan Amount: In case of applying for a wedding loan online, the loan amount goes up to Rs.20 lakh which means your wedding expenses can easily be covered.  

Flexible Repayment Tenure: A borrower can repay the loan by choosing a flexible tenure ranging from 1 year to 5 years. This easy repayment tenure allows a borrower to enjoy easy EMIs and less loan burden. 

Lucrative Deals & Offers: Digital lending companies provide better deals to the borrowers as they have many top lenders on board, offering attractive loan perks such as minimum processing fee and other charges. 

Complete Credit Assessment: Yes, not many lending companies go beyond and do the same except Quikkloan. This lending marketplace, with its well-designed credit assessment process, goes deep and does a complete analysis of a borrower’s credit data, ensuring one should have fewer loan rejection possibilities. And, less loan rejection means a happy credit/cibil score and who doesn’t want the same? 

Read Also – Best Personal Loan Interest Rates Online 2020

Eligibility Criteria for Wedding Loans in India 

Both salaried professionals and self-employed businessmen & professionals are eligible to avail marriage loans. Take a look at the table below to know more.

Eligibility CriteriaSalariedSelf-employed
Minimum Age2124
Maximum Age5865
Minimum IncomeRs.20,000 monthly (non-metro cities),
Rs.35,000 monthly (metro cities)
Rs.2 lakh(annual)
Credit/Cibil ScoreAbove 700(out of 900)Above 700(out of 900)
Minimum Job/Business Stability1-2 Years2-3 Years
Minimum Work/Business Experience1-2 Years3 Years
Minimum Profit After TaxNARs.1-2 lakh(annual)

What are the documents required for a wedding loan?


  • Duly signed application form for personal loan balance transfer along with passport size photograph
  • Identity Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
  • Age Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
  • PAN Card copy (Mandatory)
  • Address Proof (Aadhaar Card/Passport/ Landline Bill/ Latest Electricity bill/Rent agreement etc)
  • Last 6-month bank statement
  • Salary slip for the last 3 months
  • Statement of personal loan from a current lender (a loan that needs to be transferred)


  • Duly signed application form to do loan balance transfer along with passport size photograph
  • Identity Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
  • Age Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
  • Address Proof (Aadhaar Card/Passport/ Landline Bill/ Latest Electricity bill/Rent agreement etc)
  • TAN Card
  • Last 3 years Balance sheet along with profit and loss statement pertaining to business
  • Last 6-month bank statement of individual and business entity
  • Statement of personal loan from a current lender (details of the loan that need to be transferred)

Things to Keep in Mind Before Applying for Wedding Loans in India

Decide How Much Money is Required: It would be advisable to do some homework, prior going for a loan. Calculate the wedding expenses and apply for an amount which is needed. Doing so, will help in reducing your loan burden. 

Know your Credit/CIBIL Score: Your three-digit numeric summary is a crucial factor that can make or break the deal for you. The lenders always keep an eye on the score as it helps in knowing an applicant better. A score of above 700 out of 900 is considered to be good enough in grabbing the best deal for a marriage loan. So, make sure your score is in good shape. 

Quick Tip: Use Your Savings, (if any): If you have some savings like FDs or mutual fund (SIPs), you are advised to use the same for the wedding expenses. This will reduce your loan repayment burden, thus a happy wedding loan journey!

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