Quikkloan Blog

Articles Tagged with: instant

Apply Online for Instant Approval of ICICI Bank Credit Card

Apply for Credit Card Online and get easy e approval

Compare Cards
	ICICI Bank Coral Credit Card	ICICI Bank HPCL Coral Visa/MasterCard Credit Cards	ICICI Bank Platinum Chip Credit Card
	Extra Rewards Every day Everywhere	Smart Savings Incredible Rewards	Security of a Chip Card

Features	Buy 1 and get 1 movie ticket free through the week on first come first serve basis Earn up to 10,000 PAYBACK points every anniversary year Minimum 15% savings at participating restaurants Up to 1 complimentary airport lounge visit per quarter	Reduce fuel bills with 2.5% cashback and 1% fuel surcharge waiver Earn 2 PAYBACK Points on every ₹100 spent on retail purchases except fuel Up to ₹ 200 off every month on movie tickets Minimum 15% savings at leading restaurants	Rewards powered by PAYBACK Fuel Surcharge waiver of 1% Minimum 15% savings at leading restaurants Exclusive offers and Privileges from Visa / MasterCard Special offer for employees of Select Corporates No Joining Fee for the first year if purchases exceed Rs. 2,000 within 60 days of card set up.
Joining Fee	₹ 500+ GST	₹ 199 + GST	₹ 199 + Goods and Service Tax (ZERO Joining Fee on Online Applications)
Annual fee	₹ 500 + GST (NIL when card spends are greater than ₹ 1,50,000 in the previous year)	₹ 199 + GST (NIL when retail spends are greater than ₹ 50,000 in the previous year)	₹ 99 + Goods and Service Tax (NIL when card spends are greater than Rs. 50,000 in the previous year)

Compare Cards			ICICI Bank lifestyle credit card
	ICICI Bank Sapphiro Credit Cards	ICICI Bank Rubyx Credit Cards	ICICI Bank Rubyx Credit Cards
	The next level of Credit Card Privilege	Two Cards. One Account. Many possibilities	Two Cards. One Account. Many possibilities

Features	Complimentary welcome vouchers worth Rs 10,000 on payment of joining fee Earn up to 20,000 bonus points every anniversary year Complimentary international airport lounge access and Spa sessions Buy 1 Get 1 ticket free on movies/theatres/sports/ music events. Complimentary rounds of golf in domestic as well as international golf courses	Complimentary welcome vouchers worth Rs 5000 on the payment of joining fee. Earn up to 15,000 bonus points every anniversary year Complimentary domestic airport lounge visit All new feature of complimentary railway lounge visits Complimentary rounds of golf in domestic as well as international golf courses Buy 1, get 1 movie ticket free, through the week on first come first serve basis	Complimentary welcome vouchers worth Rs 5000 on the payment of joining fee. Earn up to 15,000 bonus points every anniversary year Complimentary domestic airport lounge visit All new feature of complimentary railway lounge visits Complimentary rounds of golf in domestic as well as international golf courses Buy 1, get 1 movie ticket free, through the week on first come first serve basis
Joining Fee	₹ 6,500 + GST	₹ 3,000 + GST	₹ 3,000 + GST
Annual Fee	₹ 3,500 + GST (NIL when card spends are greater than ₹ 6,00,000 in the previous year)	₹ 2,000 + GST (NIL when card spends are greater than ₹ 3,00,000 in the previous year)	₹ 2,000 + GST (NIL when card spends are greater than ₹ 3,00,000 in the previous year)

Compare Cards			ICICI Bank travel credit card
	Jet Airways ICICI Bank Coral Credit Cards	Jet Airways ICICI Bank Rubyx Credit Cards	Jet Airways ICICI Bank Coral Credit Cards
	Convert your everyday card purchases into flights and upgrades. Choose one today!	Convert your everyday card purchases into flights and upgrades. Choose one today!	Convert your everyday card purchases into flights and upgrades. Choose one today!

Features	2,500 JPMiles on joining Enjoy up to 6 JPMiles per ₹ 100 spent Exclusive privileges across entertainment and dining	5,000 JPMiles on joining Enjoy up to 8 JPMiles per ₹100 spent Complimentary one way Jet Airways base fare waived off ticket code every year 5% discount on base fare on booking through www.jetairways.com Exclusive privileges across entertainment, dining	2,500 JPMiles on joining Enjoy up to 6 JPMiles per ₹ 100 spent Exclusive privileges across entertainment and dining
Joining Fee	₹ 600 + GST	₹ 1,250 + GST	₹ 600 + GST
Annual Fee	₹ 1,250 + GST	₹ 2,500 + GST	₹ 1,250 + GST

Compare Cards
	ICICI Bank Instant Platinum Credit Card	ICICI Bank Coral Credit Card Against Fixed Deposit	ICICI Bank HPCL Coral American Express Credit Card
	Instant. Assured. Free.	Assured Credit Card. No Income Documents

Features	Instant issuance against the security of your Fixed Deposit Assured card at zero annual fee Rewards on card spends redeemable against attractive gifts Up to ₹ 100 off every month on movie tickets Minimum 15% savings at leading restaurants	. Buy 1, get 1 movie ticket free, through the week on first come first serve basis Double the rewards on dining, groceries and at supermarkets. Minimum 15% savings at participating restaurants Complimentary domestic airport lounge visit per quarter	Reduce fuel bills with 2.5% cashback and savings on 1% fuel surcharge Earn 2 PAYBACK Points on every ₹100 spent on retail purchases except fuel. Redeem 2,000 PAYBACK Points for fuel worth ₹500 at HPCL pumps Up to ₹200 off every month on movie tickets Complimentary access to Airport Lounge Minimum 15% savings at leading restaurants
Joining Fee	Nil	₹ 500 + Goods and Service Tax	₹199 + GST
Annual Fee	Nil	₹ 500 + Goods and Service Tax (NIL when card spends are greater than ₹ 1,25,000 in the previous year)	₹199 + GST (NIL when retail spends are greater than ₹50,000 in the previous year)

Compare Cards
	ICICI Bank Coral American Express Credit Card	Ferrari Signature Credit Card by ICICI Bank	Ferrari Platinum Credit Card by ICICI Bank
	Extra Rewards. Every day. Everywhere.	Have a Ferrari in your name. And your name on a Ferrari	Have a Ferrari in your name. And your name on a Ferrari

Features	Buy 1, get 1 movie ticket free, through the week on first come first serve basis. Earn up to 10,000 PAYBACK points every anniversary year. Bonus reward points on online spends. 1 complimentary visit per quarter to domestic airports. Complimentary railway lounge visits per quarter. Minimum 15% savings at participating restaurants.	Complimentary Scuderia Ferrari watch on joining Discounts on Ferrari merchandise at the Ferrari Online Store Exclusive offers from Ferrari especially curated for top spenders Buy 1, Get 1 offer from BookMyShow Complimentary domestic Airport Lounge access 1% fuel surcharge waiver at HPCL petrol pumps 2 PAYBACK points for every INR 100 spent 15% discount on dining with ICICI Bank Culinary Treats Programme	Discounts on Ferrari merchandise at the Ferrari Online Store Buy 1, Get 1 offer from BookMyShow Complimentary domestic Airport Lounge access 2.5% fuel surcharge waiver at HPCL petrol pumps 2 PAYBACK points for every INR 100 spent 15% discount on dining with ICICI Bank Culinary Treats Programme
Joining Fee	Rs. 500 + GST	₹ 3,999 + GST	₹ 499 + GST
Annual Fee	₹ 500 + GST(NIL when card spends are greater than ₹ 1,50,000 in the previous year)	₹ 999 + GST (NIL when card spends are greater than ₹ 2,50,000 in the previous year)	₹ 499 + GST (NIL when card spends are greater than ₹ 1,25,000 in the previous year)

Compare Cards	ICICI Bank lifestyle credit card
	ICICI Bank Expressions Credit Card
	Finally, A Card That Speaks Your Language

Features	Earn 3 PAYBACK Reward points per ₹ 100 spent for all retail purchases except fuel Enjoy ₹ 100 discount on up to 2 movie tickets per month at www.bookmyshow.com on first-come-first-serve basis 1 complimentary domestic airport lounge visit per quarter Minimum 15% savings on dining at over 2,600 restaurants courtesy our Culinary Treats programme
Joining Fee	₹ 499 + Goods and Services Tax
Annual Fee	₹ 499 + Goods and Services Tax (NIL when card spends are greater than ₹ 1,50,000 in the previous year)

http://qblog.quikkloan.com/blog/how-can-i-improve-my-cibil-score

Loans

Apply Online for IndusInd Bank Credit Cards

Super Premium Credit Cards
The Super Premium range of credit cards by IndusInd Bank empowers individuals who inspire with the seamless credit conveniences vital for accomplishing the implausible. While the Indulge credit card, with its 22-carat gold inlay and no pre-set spending limit, redefines your prominence, the Pinnacle credit card provides specially crafted services and privileges for your indulgence.

Premium Credit Cards
The Premium credit cards segment by IndusInd Bank provides the Premium card holders with the finest travel, dining and lifestyle privileges. You, as a Premium card holder, also enjoy an extravagant reward point earning rate along with quicker redemption options. Indulge in a host of complimentary benefits, including the concierge facilities for customizing your card’s travel itineraries.

Features of Indusind Bank Platinum Aura Credit Card

Platinum Aura Welcome – Personal or Corporate, The MakeMyTrip E-Gift Card offers holiday gift vouchers to suit everyone’s tastes & needs
Platinum Aura Travel – A premium lifestyle deserves the special treatment. We are proud to present the IndusInd Bank Platinum Aura Credit Card that brings with it the best-in-class privileges in travel and living, dining and lifestyle for your refined and posh like tastes.

Priority Pass Program

Successful people are always on the move. Be it within the country or abroad, planning your travel is no easy task.

At IndusInd Bank, we make sure that you are pampered with style and care, making travel a pleasurable experience for you.

Along with numerous travel offers, you can now also enjoy access to 600+ lounges across the globe with a complimentary Priority Pass.

Value Offering:

Annual membership Priority Pass cost Annual Benefit

Priority Pass Membership USD99 X 2 USD 198 (Rs. 9,900 per annum approximately)

Travel Plus Program :

IndusInd Bank understands your travel needs and brings to you set of unique travel assist program – ‘Travel Plus’.

You already have access to over 600 VIP airport lounges around the world as part of the Priority Pass Program. With the Travel Plus Program, you also enjoy special waivers on lounge usage charges outside India.

Value Offering:

Program Travel Insurance Lounge usage Enrolment fees Annual Saving

Travel Plus Yes Maximum of 8 lounge usage/yr of value $27 Rs. 5,000 per annum w.e.f. 15th Oct 2013 Rs. 12,960 approximately

Travel Insurance Cover Details:

IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited(“Insurance Company”) as a group manager to provide Card holders with the following insurance cover under the Program:

Insurance cover Sum assured (up to)

Lost baggage Rs. 100,000

Delayed baggage Rs. 25,000

Loss of passport Rs. 50,000

Lost ticket Rs. 25,000

Missed connection Rs. 25,000

Platinum Aura Concierge

IndusInd Bank Platinum Aura Credit Card enables you to have a team of professionals, accessible from any corner of the world to assist you with flight booking, hotel reservation and other lifestyle needs. This is a complimentary service with host of premium benefits. All you have to do is call ask for assistance, sit back and relax. We take care of the rest.

Concierge offers you:

Pre-trip Assistance:-
No more pre-trip worries. Collect all the information you need to know before you go. The concierge will provide you with all the information about your travel destination, line the weather, important landmarks, modes of transport etc.

Hotel Reservation:-
Let the concierge handle your reservations. The concierge shall make all the arrangements in the finest hotels across the world to ensure you have a pleasurable and comfortable stay.

Flight Booking:-
The concierge will make all the necessary flight arrangements to help you get to your desired destination.

Sports and Entertainment Booking:-
If you are interested in booking any sports events, concierge is here for you. The concierge will make sure you don’t miss out on your favourite event anytime.

Exclusive Booking:-
If you are interested in special events like workshops or talks by eminent personalities, the concierge will provide you with all the information you need and also make reservations on your behalf (whenever possible).

Flower and Gift:-
Need help arranging a special gift or want to send flowers to that special someone, leave it to the concierge. Now, you can have a gift delivered to anyone, anywhere in the world, whether it is Swiss watches or French wine, the concierge will ensure that it is delivered to your loved ones.

Platinum Aura Freedom

Get freedom from surcharge on petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump across India.

Value Offering:

Petrol Surcharge Waiver	Monthly Savings	Annual Savings
Monthly fuel usage @Rs. 8000	Rs. 80	Rs. 960

Platinum Aura Auto Assist

It is believed that the journey is more important than reaching the destination. And we make sure that nothing robs you of this priceless experience.
When on the road, there could be a thousand things that could interrupt your journey. But not when you have the IndusInd Bank assistance. Be it an unwanted flat tire, an unforeseen vehicle breakdown or any other emergency it can now be tackled with Auto Assist.
With your IndusInd Bank Platinum Aura Credit Card, you can now call for help 24-Hours, all 365 days.

Roadside Repair Service:
In the event that your vehicle breaks down on the road due to any mechanical/electrical fault, Auto Assist will help in arranging for the mechanic for repair of your vehicle at the vehicle’s breakdown location.

Emergency Fuel Supply:
If, your vehicle gets stranded on the road due to lack of fuel, the Auto Assist shall arrange to deliver the fuel (up to 5 liters) to the location where your vehicle is stranded.

Flat Tire Services:
In case of a flat tire, the Auto Assist shall arrange for a mechanic to come and repair the flat tire.

Keys Locked Inside:
In the case of car keys getting locked inside the car or keys getting misplaced, Auto Assist can even arrange for a locksmith to come and either prepare a new car key or open your car for you at the time of need.

Battery Service:
In case the battery is dead and not functioning, the Auto Assist shall arrange for a service provider to come for battery repair at the vehicle’s breakdown location.

Emergency Towing Assistance:
In case of a breakdown where the car needs to be towed, the Auto Assist shall arrange for a towing service for taking your car to the appropriate repair shop.

Accident Management & Medical Assistance:
In the unfortunate event of an accident or emergency, the Auto Assist will help you by co-ordinating necessary activities including emergency message transmission, arranging for emergency medical assistance, towing of vehicles.
Auto Assist services are available in Mumbai, Delhi, Bangalore, Pune, Chennai and Kolkata.

Platinum Aura Assurance

Total Protect:
You don’t need to worry about fraudulent usage of your card anymore. ‘Total Protect’ is a first- of- its- kind program which covers you for a sum up to the credit limit on your Credit Card and is available on add-on cards as well. With us, you can be worry free about fraudulent usage of your card.

‘Total Protect’ covers you for the following:-

Unauthorised Transactions in case of loss/ theft of Card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your Card to IndusInd Bank.
Counterfeit Fraud: It is possible that your Card or Card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.

Air accident cover:

With the IndusInd Bank Platinum Aura Credit Card, you also get a complimentary Personal Air Accident insurance cover of up to Rs.25 lakh.
With IndusInd Bank around to lend you a helping hand, you have very little to worry about.

Benefits of IndusInd Bank Indulge Credit Card

The IndusInd Bank Indulge credit card is the first credit card in the Indian sub-continent that comes with a pure 22k gold inlay
The IndusInd Bank Indulge Credit Card comes with a no pre-set spending limit!, can be obtained by customers only by invitation
Card comes with EMV chip which makes transactions much more secure compared to a magnetic striped Credit Card

Features of IndusInd Bank Indulge Credit Card

IndusInd Bank Indulge Credit Card, enjoy rate of interest as low as 1.79% per mont

Indulge experiences

Brings a professional consulting advisory on contemporary art, access to VIP events like Art fairs, Biennales and important museum show openings around the world
You can now choose from the list of celebrity chefs and get them to come home and create a unique experience of personalized dining for you
Cardholder will be entitled to access to select premium clubs across India, Singapore and Thailand
Cardholder will have the opportunity to improve your golf game under the watchful eyes of highly qualified golf instructors at select Golf clubs in India

Indulge Rewards

Get freedom from surcharge on petrol with a waiver of 1% fuel surcharge at any petrol pump across India. This waiver is applicable on transactions between Rs.400/- to Rs.4000/- only

Indulge Services

IndusInd Bank Indulge Credit Card can make reservations in London and reserve seats for a Broadway show in New York
Get a complimentary Personal Air Accident insurance cover of Rs. 2.5 Crores
Total Protect is the first-of-its-kind security programme that covers you for unauthorised transactions on your Card at merchant establishments
Provide an insurance cover on unauthorised transactions in case of loss/ theft of Card , up to 48 hours prior to reporting of the loss of Card to IndusInd Bank
Covers insurance on add on credit card for a sum up to the credit limit for counterfeit fraud

Visa Infinite Program:

Book one movie ticket and get another movie ticket free
Movie ticket discount capping at Rs. 300 per transaction
Movie quota of 1,000 tickets every month
Offer valid on all days
Non-Movie discount is 20% up to Rs.700 per transaction or per card per month
Non-Movie Quota remains unchanged at Rs. 2,600 for the year

BookMyShow.com Movie Offer:

Buy One movie ticket and get the other one absolutely free *
The Cardholder can avail upto 3 free movie discounts in a month

Features of IndusInd Bank Pinnacle Credit Card

IndusInd Bank Pinnacle Credit Card comes with a comprehensive range of travel, lifestyle and golf privileges tailor-made for your refined tastes. Come on board and experience the pinnacle of luxury.

Pinnacle Welcome offers:

Jet Airways: Cardholders will be entitled to fly to a one way journey of their choice with Jet Airways promotion codes will enable you to avail 100% discount on base fare and Airline Fuel Charge. All applicable taxes and other charges will need to paid by the customer using the IndusInd Bank Pinnacle Credit Card
Oberoi Hotels: Cardholders can choose from a bouquet of luxury hotels from Oberoi Hotels for a memorable stay experience
Genesis Luxury Vouchers: Get access to 14 international brands through Genesis Luxury Vouchers and enjoy luxury retail experience

Pinnacle Rewards

2.5 Reward Points for every Rs.100 spent online (E-commerce transactions)
Online transactions on Travel and Airlines portal are excluded from Ecommerce transaction for the purpose of reward earning and will earn 1 reward points for every Rs.100 spent
1 Reward Point for every Rs.100 spent at the Point of Sale (POS) terminals
MoTo transactions, IVR transactions and Standing Instructions will be classified as Point of Sale Transactions
The maximum number of reward points that can be redeemed in one statement cycle is 25,000 reward points for IndusInd Bank Pinnacle Credit Card for Cash Credit option

Pinnacle Art Advisory

IndusInd Bank Pinnacle Credit Card brings to you a professional consulting advisory on contemporary art.
Get access to VIP events like Art fairs, Biennales and important museum show openings around the world. It will take the art aficionado in you places

Pinnacle Golf

Cardholder, enjoy complimentary golf games and lessons** specially hosted for you leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi – NCR, Hyderabad, Mumbai and Pune.

Pinnacle Life

IndusInd Bank Pinnacle Credit Cardholder, you can book movie tickets with our partners, BookMyShow for you and your companion for the price of one.

Bookmyshow.com

Buy One movie ticket and get the other one absolutely free *
The Cardholder can avail upto 3 free movie discounts in a month
Offer valid on all theaters registered with Bookmyshow across all major cities.

he price of the free ticket is capped at Rs. 200. In case, the price of the ticket is more than Rs. 200, the cardholder will receive a discount of Rs. 200 and the remaining amount will have to be paid by the Cardholder using his IndusInd Bank Credit Card.

Pinnacle Travel

you can now also enjoy access to 600+ lounges across the globe with a complimentary Priority Pass.

Annual membership	Priority Pass cost	Annual Benefit
Priority Pass Membership	USD99 X 2	USD 198 (Rs. 9,900 per annum approximately)

Travel Plus Program :

IndusInd Bank understands your travel needs and brings to you set of unique travel assist program – ‘Travel Plus’.

You already have access to over 600 VIP airport lounges around the world as part of the Priority Pass Program. With the Travel Plus Program, you also enjoy special waivers on lounge usage charges outside India.

Value Offering:

Program	Travel Insurance	Lounge usage	Enrolment fees	Annual Saving
Travel Plus	Yes	Maximum of 8 lounge usage/yr of value $27	Rs. 5,000 per annum w.e.f. 15th Oct 2013	Rs. 12,960 approximately

Travel Insurance Cover Details:

IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited(“Insurance Company”) as a group manager to provide Card holders with the following insurance cover under the Program:

Insurance cover	Sum assured (up to)
Lost baggage	Rs. 100,000
Delayed baggage	Rs. 25,000
Loss of passport	Rs. 50,000
Lost ticket	Rs. 25,000
Missed connection	Rs. 25,000

Pinnacle Assistance

Direct Connect

We recognize the importance of your time and bring you the exclusive Direct Connect Service

Pinnacle Concierge

Concierge offers cardholder Pre-trip Assistance, Hotel Reservation, Flight Booking, Sports and Entertainment Booking, Exclusive Booking, and Flower and Gift

Auto Assist

Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance, Accident Management & Medical Assistance,

Pinnacle Freedom

Get freedom from surcharge on petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump across India.

Value Offering:

Petrol Surcharge Waiver	Monthly Savings	Annual Savings
Monthly fuel usage @Rs. 8000	Rs. 80	Rs. 960

Pinnacle Assurance

‘Total Protect’ is a first- of- its- kind program which covers you for a sum up to the credit limit on your Credit Card and is available on add-on cards as well. With us, you can be worry free about fraudulent usage of your card.

‘Total Protect’ covers you for the following:-

Unauthorised Transactions in case of loss/ theft of Card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your Card to IndusInd Bank.
Counterfeit Fraud: It is possible that your Card or Card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.

Features of IndusInd Bank Crest Credit Card

The IndusInd Bank Crest Credit Card comes with a host of travel, dining and lifestyle benefits, wellness & lounge experiences and much more
On the IndusInd Bank Crest Credit Card, enjoy a rate of interest as low as 2.99% per month
Crest assistance offers concierge services which includes 24×7 service, pre trip assistance, hotel reservation arrangements, flight booking, personnel flower and gift, personnel sports and entertainment booking
Crest Auto Assist
- Roadside Repair – Be it mechanical or electrical, your vehicle’s fault can now be fixed
- Emergency Fuel Supply – Get fuel at your stranded location
- Flat Tyre Services – Get tyre fixed at stranded location
- Keys Locked Inside – No more getting locked out and stranded all alone, on a lonely road
- IndusInd Bank Auto Assist – Provides you with immediate help
- Battery Service – Replace your battery, anytime anywhere
- Emergency Towing Assistance – Arrange for your car to be towed to your preferred workshop
- Accident Management & Medical Assistance – Get immediate medical assistance during accidents and other emergencies
Crest Freedom – Enjoy Card protection and Zero Fuel Surcharge
- Insurance – with an advanced insurance program that keeps your precious card safe and secure, you have nothing to worry about when whipping out your card for shopping, dining, travel, and more!
- TOTAL PROTECT Unauthorised Transactions in case of loss/ theft of Card We provide an insurance cover up to 48 hours prior to you reporting the loss of your Card to IndusInd Bank
- Counterfeit Fraud – It is possible that your Card or Card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.
- AIR ACCIDENT COVER With the IndusInd Bank Crest Credit Card, you also get a complimentary Personal Air Accident insurance cover of up to ₹ 2.5 crores.
- EMERGENCY CARD REPLACEMENT – With the Emergency Card Replacement (ECR) service a replacement card will be delivered to your address overseas in a blocked status.
- ZERO FUEL SURCHARGE – 1% waived for transactions between ₹ 400 and ₹ 4,000;GST on fuel surcharge as per standard rate shall be applicable and borne by the customer.
CREST REWARDSAND REDEMPTION – INTERNATIONAL SPENDS2.5 Reward Points on every ₹ 100 spent on international transactions.
- Walk away with best-in-class offers from IndusMoments
- Indulge in luxurious stays with Oberoi Hotels & Resorts Stay vouchers
- Splurge with your Genesis Luxury Vouchers
- Fly higher with Airline Miles on partner airlines
- Convert your Reward Points to Airmiles with our Airline Partners in the ratio of 1 Reward Point = 1 Air mile
CREST WELLNESS – ADVANCE MEDICAL Enjoy complimentary access to more than 50,000 top doctors around the world (Card member, Spouse & Children < 25 and Parents) with this exclusive program.
TEXAS MEDICAL CONCIERGE -With a personal health-desk, enjoy up to 15% discount on the Medical Concierge Membership Program that serves every family member’s healthcare needs.
MAX HEALTHCARE – Receive discounts on healthcare packages, preferential appointment with top doctors, and complimentary consultation & screening.

Benefits of Indusind Crest Credit Card

Get ₹ 2500 off on your total bill amount around the year and experience mouthwatering meals at 100+ exclusive restaurants
Complimentary pick up & drop by Uber for a hassle-free experience
Avail 2 complimentary Première Class movie tickets every month and enjoy the movies of your choice. Use the promotion code sent to your registered email id & Mobile number*.*The promotion code will be sent to you within 15 days of payment of Joining Fee.
Earn 7.5% cash back in the form of crystals on every transaction across all 16 participating brands
Enjoy invitations to exclusive events, store launches & sale previews
Get additional benefits through alliance partners
Access special member- only promotions & offers
INTERNATIONAL AND DOMESTIC AIRPORT LOUNGE ACCESS With your IndusInd Bank Crest Credit card you have access to LoungeKey international airport lounges and domestic airport through Mastercard Lounge program
MASTERCARD^® AIRPORT CONCIERGE Receive a personal, dedicated Meet & Greet agent to escort you from curbside to aircraft gate with a 15% discount on Meet & Greet services.
AIRPORT BY INVITATION For added luxury, IndusInd Bank Crest Credit Cardholders may access and enjoy an exclusive rate on the Airport By Invitation service, the pinnacle in VIP travel services. It lets you bypass check-in lines and busy passenger terminals.
CLUB ITC CULINAIRE Discover extraordinary culinary delights, experience the most lavish stays and indulge in avant-garde fashion with this specially crafted program.
MASTERCARD EPICUREAN EXPERIENCES Designed for the most discerning of gourmet travelers, Mastercard^® Epicurean Experiences is a celebration of dining at renowned restaurants in major cities globally. As an IndusInd Bank Crest Credit Cardholder, you and your guests will enjoy a complimentary glass of Champagne with your meal.
WINE PRIVILEGES – Enjoy a complimentary bottle of wine with Mastercard Wine Privileges.
COMPLIMENTARY GOLF PROGRAM
- 3 Complimentary Golf Games per month
- 3 Complimentary Golf Lessons per month
MASTERCARD^® GOLF PROGRAM Freedom to play and learn at the top Golf Courses in India, courtesy Mastercard^®
TPC NETWORK Experience the life of a professional golfer with Private Club Access to TPC’s leading private golf courses. TPC properties offer you an unrivalled private members’ experience – without the membership price tag. Choose from more than 15 participating properties across the TPC network, throughout the United States

ENTERTAINMENT BENEFITS

20% off on BookmyShow on Events and Theatre bookings using your IndusInd Bank Crest Credit Card.
Buy one movie ticket and get the other one absolutely free
Avail up to 3 free tickets in a month
Get an additional `50 off on selecting the F&B option
Offer valid on all theatres registered with BookMyshow across all major cities

FEES AND CHARGES

Schedule of Charges
Fee*	Joining Fee	Annual Fee	Add-on Card Fee
IndusInd Bank Crest Credit Card	₹ 1,00,000	₹ 10,000	₹ 10,000

These fees will be levied in the first monthly bill of the customer. Charges can be revised from time to time at the sole discretion of the bank. Such charges if any, will be communicated to the customer with prior notice.

Interest Charge

Monthly Rate

Annual Rate

For Crest Credit Card

2.99%

36%

Interest-free Period fee

Up to 50 days; Interest-free period is not applicable if total Amount Due is not paid in full

Late Payment Charges

Outstanding Balance (w.e.f. 1st Dec 2012)

Up to ₹ 100 – Nil	₹ 101 to ₹ 500 – ₹ 100
₹ 501 to ₹ 1000 – ₹ 350	₹ 1001 – ₹ 10000 – ₹ 550
Above ₹ 10000 – ₹ 700

Over Limit Charges

2.5% of Over Limit Amount subject to a minimum of ₹ 500

Returned Cheque

₹ 250

Outstation Cheque Processing Fee

Please note that the outstation cheques only from IndusInd Bank locations can be accepted

Cash Advance Charges

2.5% of the advance amount subject to a minimum of ₹ 300

Balance Enquiry Charges on Non – IndusInd Bank ATMs

₹ 25

Foreign Currency Mark-up

3.5%

Railway Booking Surcharge

As applicable

Fuel Surcharge

1% (waived for transactions between ₹ 400 and ₹ 4,000. GST on fuel surcharge as per standard rate shall be applicable and borne by the customer.)

Cash Payment Fee at IndusInd Bank Branch

₹ 100

GST

At the current rate, as notified by Ministry of Finance, Government of India

Duplicate Statement Request

₹ 100 per statement (beyond last 3 months)

Card Replacement

₹ 1000

Emergency Card Replacement

₹ 5000

Emergency Cash Advance (ECA)

$95

Charge-slip Request

₹ 300

Usage Charge at LoungeKey^TM

Up to US$27 per person per visit

The applicable charges/fees will be communicated to the customer at the time of application.

*Please note that the Annual Interest charge is 36% for all cards which includes Base Rate of 11% and 25% (inclusive of Risk Premium, Tenor Premium , Operations Cost and Margin) for providing such services to card members. The ceiling rate on credit cards vide para 4 of DBOD. No. Dir. BC. 93/ 13.03.00/2006-07 dated May 7, 2007 read with para 3 of RBI MC DBOD. No. FSD. BC. 14 / 24.01.011/ 2011-12 dated July 1, 2011

Features of Indusind Bank Signature credit card

Indusind Bank Signature Credit Card

The best-in-class privileges in travel and living, dining and lifestyle for your refined and posh like tastes

Signature Welcome Jet Airways: Fly high to your destination with Jet Airways promotion codes that will entitle you to a one way journey of your choice. The promotion codes will enable you to avail 100% discount on base fare and Airline Fuel Charge. All applicable taxes and other charges will need to be paid by the customer using the IndusInd Bank Signature Credit Card.

Oberoi Hotels: Choose from a bouquet of luxury hotels from Oberoi Hotels for a memorable and leisurely stay experience

Genesis Luxury Vouchers: Get access to 14 international brands through Genesis Luxury Vouchers and enjoy a never before luxury retail experience.

Signature Quick Redeem Service –

Quick Rewards Redemption Process

Once the transaction is done on your IndusInd Bank Signature Credit Card, you will receive a transaction message.
The transaction message will be followed immediately by a Quick Redemption Service message highlighting the number of rewards earned on the particular transaction.
The message will mention rewards earned on that particular transaction.

Signature Golf –Tee off in style at most stunning Golf Clubs across India across India courtesy IndusInd Bank^*As an IndusInd Cardholder, enjoy complimentary golf games and lessons** specially hosted for you leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi – NCR, Hyderabad, Mumbai and Pune.

Signature Life – Movies are magical and what better way to experience them than with someone special. As a IndusInd Bank Signature Credit Card holder, you can book movie tickets with our partners, BookMyShow and Sathyam Cinemas for you and your companion for the price of one.

Bookmyshow

Buy one movie ticket and get the other one absolutely free*.
Customer can avail up to 3 free tickets in a month.
Offer valid on all theatres registered with Bookmyshow across all major cities.
Please log onto www.bookmyshow.com to book your tickets today.

Sathyam Cinemas

Buy one movie ticket and get the other one absolutely free*.
Customer can avail up to4 free tickets in a month.
Offer valid in Chennai only.

Signature Travel

Priority Pass Program:
IndusInd Bank values your enduring patronage and strives to offer the very best of services to keep our relationship growing. Because you are exclusive to us, we have brought a unique complimentary priority pass program which gives you access to 600 lounges across the world.

Value Offering

Annual membership	Priority Pass cost	Annual Benefit
Priority Pass Membership	USD99 X 2	USD 198 (Rs 9,900 per annum approximately)

Travel Plus Program :

IndusInd Bank understands your travel needs and brings to you set of unique travel assist program – ‘Travel Plus’.

Value Offering:

Program	Travel Insurance	Lounge usage	Enrolment fees	Annual Saving
Travel Plus	Yes	Maximum of 8 lounge usage/yr of value $27	Rs. 5,000 per annum w.e.f. 15th Oct 2013	Rs. 12,960 approximately

Travel Insurance Cover Details:

Insurance cover	Sum assured (up to)
Lost baggage	Rs. 100,000
Delayed baggage	Rs. 25,000
Loss of passport	Rs. 50,000
Lost ticket	Rs. 25,000
Missed connection	Rs. 25,000

Signature Concierge

Concierge offers you:
Pre-trip Assistance:
No more pre-trip worries. Collect all the information you need to know before you go. The concierge will provide you with all the information about your travel destination, line the weather, important landmarks, modes of transport etc.

Hotel Reservation:
Let the concierge handle your reservations. The concierge shall make all the arrangements in the finest hotels across the world to ensure you have a pleasurable and comfortable stay.

Flight Booking:
The concierge will make all the necessary flight arrangements to help you get to your desired destination.

Sports and Entertainment Booking:
Whether it’s the FIFA finals (FIFA needs to be changed) or strawberry and cream at the Wimbledon, the concierge will make sure you don’t miss out on your favourite event.

Exclusive Booking:
If you are interested in special events like workshops or talks by eminent personalities, the concierge will provide you with all the information you need and also make reservations on your behalf (whenever possible).

Flower and Gift:
Need help arranging a special gift or want to send flowers to that special someone, leave it to the concierge. Now, you can have a gift delivered to anyone, anywhere in the world, whether it is Swiss watches of French wine, the concierge will ensure that it is delivered to your loved ones.

Signature Freedom

Get freedom from surcharge on petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump across India.

Value Offering:

Petrol Surcharge Waiver	Monthly Savings	Annual Savings
Monthly fuel usage @ Rs. 8000	Rs. 80	Rs. 960

The information given in the value offering is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of a particular card holder.

Signature Auto Assist

Flat Tire Services:
In case of a flat tire, the Auto Assist shall arrange for a mechanic to come and repair the flat tyre.

Battery Service:
In case the battery is dead and not functioning, the Auto Assist shall arrange for a service provider to come for battery repair at the vehicle’s breakdown location.

Emergency Towing Assistance:
In case of a breakdown where the car needs to be towed, the Auto Assist shall arrange for a towing service for taking your car to the appropriate repair shop.

Auto Assist services are available in Mumbai, Delhi, Bangalore, Pune, Chennai and Kolkata.

Signature Assurance

Total Protect

You don’t need to worry about fraudulent usage of your card anymore. ‘Total Protect’ is a first- of- its- kind program which covers you for a sum up to the credit limit on your Credit Card and is available on add-on cards as well. With us, you can be worry free about fraudulent usage of your card.

‘Total Protect’ covers you for the following:-

Unauthorised Transactions in case of loss/ theft of Card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your Card to IndusInd Bank.
Counterfeit Fraud: It is possible that your Card or Card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.

Air accident cover

With the IndusInd Bank Signature Credit Card, you also get a complimentary Personal Air Accident insurance cover of up to Rs.25 lakh.
With IndusInd Bank around to lend you a helping hand, you have very little to worry about.

http://qblog.quikkloan.com/blog/citi-bank-credit-card/

Loans

Apply for Two Wheeler Loans Online

Bike Two Wheeler Loans

A two-wheeler loan helps you purchase a motorcycle or a scooter of your choice and pay for it in equated monthly instalments (EMIs). Two-wheeler loans are available for both salaried and self-employed individuals. You can apply online and get instant approval. You can also walk in to a two-wheeler dealership where our representative will help you complete the formalities and inform you if you are eligible for a loan on the spot.

Types of Two-Wheeler Loans

Features of Two Wheeler Loans

Loan amount ranging from INR 1 lakh to INR 25 lakhs
Flexible repayment tenure from a year up to a maximum of 5 years
Funding limit of up to 100% of on-road price

Eligibility Criteria

The following people are eligible to apply for a Two Wheeler Loan:

Preferred Credit scoring 750
A salaried or self-employed individual
Individuals who are a minimum of 21 years of age at the time of applying for the loan, and no older than 65 at the end of the loan tenure
Those who earn a minimum gross income of Rs.50,000 per year for a salaried profile, and Rs. 72,000/- per year for a self-employed profile
Individuals who have been residing at the given residence for a minimum of 1 year (in case of transfer from another location with less than 1 year at the current location, kindly provide relevant documents to the bank during loan approval stage)
Those who have been working for a minimum of 1 year
Individuals who have a telephone/office landline connection

Documents required for Two Wheeler Loan

- A copy of any of the following identity proof documents:
  - Passport
  - Photo Credit Card (front & reverse)
  - Voters ID Card
  - Driving License
  - PAN card
  - Copy of Company ID card of MNC/Public Ltd./PSU/Govt. Company
  - Ration Card (if photo is provided)
- A copy of any of the following documents as address proof:
  - Passport
  - Voter’s ID Card
  - Driving License
  - Rental Agreement
  - Telephone Bill
  - Electricity Bill
  - Gas Connection Bills
  - Ration Card
  - Sale Deed
  - Property Purchase Agreement
  - Credit Card Billing Statement (latest)
  - LIC Policy
  - Letter from Company or Company Provided Accomodation (List of the company’s as per the Banks List – ID card of MNC/Public Ltd./PSU/Govt. Company, containing the residence address)

The following Income Proof:

- Salaried: Latest salary slip for Govt. employees. If Salary slip is not available, only salary certificate to be accepted with deductions. For Partnership/Proprietary firms & Pvt. Ltd. Co’s – Salary Certificate to be accepted with the following mitigants: Salary Certificate to clearly state the deductions, and Name & Designation of the authorised signatory.
- For Self Employed: Copy of the latest Income Tax Return

Two-Wheeler Loan Interest Rates

Interest rates ranges between 11%-18% offered by various banks and nbfc depending upon customers location, income, residence, employment, credit history, existing credit.

Two-Wheeler Loan Fees and Charges

Processing Fee – to process loan application bank and nbfc charges processing fee upto 3%

Pre-payment charges – to close the loan before due date , banks and nbfc charges pre payment or pre closure charges up to 5% after 12 months of replayment

FAQs on Bike Loans

What is the loan repayment process?

You will need to repay your two-wheeler loan through Equated Monthly Instalments or EMIs where you pay a fixed amount each month until your loan is repaid. Every instalment of the loan that you repay will be partly made up of principal repayment and partly of interest payment. Once you complete your loan repayment, you can apply for the removal of hypothecation on your vehicle and you will gain complete ownership.

Do I need to make a down payment or pay margin money?

Yes, the down payment is just a small amount you need to pay at the vehicle dealership and is only the difference between on the on-road price of the two wheeler amount and the loan sanctioned to you. You will be able to get up to 95% of the vehicle’s cost as a loan, which ensures that the down payment or margin money is always a small component

Is the interest on my loan fixed or variable?

Banks and NBFC offer a fixed rate of interest on two-wheeler loans and help you with a planned repayment programme that is suited to your needs. The loan can be repaid gradually in EMIs thus ensuring that you do not have to bear a large expense all at once while buying your two-wheeler. You have the option of picking a flexible tenure for the loan that can range from 06 to 60 months.

What is the maximum loan I can take for a two-wheeler?

You can take up to 85-100% of the on-road price of the vehicle’s value as a loan. This allows you to make a down payment of the on-road price of the vehicle minus the sanctioned loan amount.

How can I remove hypothecation on my two-wheeler after I have repaid the loan?

Bank and NBFC will send No Objection Certificate (NOC) to your registered address once your loan has been repaid. You can contact your local registration and licensing authorities with this NOC to get hypothecation removed from the vehicle.

What about a security or collateral?

Your vehicle is hypothecated to Bank or NBFCt and serves as the security during the tenure of the loan. There is no need to provide any additional security. We would just need your KYC documents along with your bank details to process the approval.

Can I repay the loan before the tenure expires?

Yes, you can repay the entire loan amount before the tenure expires through bank and nbfc website or mobile application.

Personal Loan

Instant Personal Loan Online in Delhi

Getting an instant loan is surely one of the best ways to meet any financial cash crunch. And, if we talk about the lifestyle in tier I cities like Delhi, the cost is higher in comparison to tier II and tier III. And, to meet such needs, an instant loan comes handy. There are many banks and financial institutions that offer instant personal loan to both salaried as well as self-employed individuals. The lenders check the eligibility of the applicants on many factors such as cibil/credit score, income, monthly expenses, repayment history, etc. Do not forget to keep your documents ready for a hassle-free and approved personal loan journey.

What is an Instant Personal Loan?

A short-term personal loan that can be availed for a variety of reasons like:

Wedding
Travel/Holiday
Credit Card Debt
Child Education
Home Renovation/Extension
Tuition/Course Fee

Apply Online For Instant Personal loan Online

It is an unsecured loan which means a borrower doesn’t need to give any collateral/security to the lender to avail this loan. This loan can be availed instantly,i.e the loan amount will be disbursed in your account in the least time frame. On meeting the eligibility criteria, one can expect a maximum loan amount of up to Rs.20 lakh for a tenure of up to 5 years.

Why Cibil/Credit Score is Important in Availing an Instant Personal Loan Online in Delhi

Being an unsecured loan, lenders need to trust the borrower as far as repayment is concerned. And, the best way of doing so is knowing the credit or cibil score of a borrower. It shows the creditworthiness and financial health of a borrower, thus it becomes easy for the lender to rely for loan repayments. When it comes to a credit score, it ranges between 300 to 900. And, in the case of an instant personal loan, a score of above 750(out of 900) is considered to be good enough.

That’s why lenders always keep an eye on the cibil score and look for the borrowers having a good three-digit numeric summary.

What Benefits You can Get from a Good Cibil Score

Instant Approval: Your good cibil score comes with a lot of benefits and getting an instant approval for personal loan is one such. Make sure that your score should be in a good shape as then it would be easy for you to get the fastest personal loan approval.

Fastest Disbursals:If you get instant approval, the fastest disbursal comes naturally to you. Yes, a good credit score is the actual reason behind the fastest approval,which ultimately leads to the fastest loan disbursal.

Maximum Loan Amount: When it comes to disbursal, your next concern would be the maximum loan amount you can avail. Well, all thanks to a good cibil score, you can expect to get a higher loan amount to meet your needs.

Flexible Tenure: Now that your loan amount is here, you also need a longer tenure to repay the loan easily. Yes, with flexible or maximum tenure, repaying your loan would be easy on your pocket. And, this privilege can be best enjoyed with a fair cibil score.

Fewer Documentation:A healthy credit score means good credit profile, which leads to minimal documentation. Also, if we go by the concept of instant loan, it can be availed instantly, which means fewer documentation involved in the process.

Minimal Processing Fee & Other Charges: Another benefit a borrower can enjoy with a good credit score is nothing with the minimal processing fee and other charges. There are higher chances that a lender can reduce the processing fee, if a borrower is having a good credit score. The perks that one can get with a good cibil score.

How to Maintain a good Cibil Score for Availing Instant Personal Loan

Timely Repayments
Pay Dues in Full
Avoid Taking More Than one Loan/Credit Card(until & unless its an urgency)
Do Not Send Multiple Loans/Credit Card Applications
Stop Checking Your Score Too Often
Say No to Complete Debt Settlement
Consolidate Your Loan into One
Keep Your Credit Limit/Utilization in Check

How to Apply for Instant Personal Loan in Delhi?

Apply online for instant personal loan as it is one of the most easiest and fastest ways available. With many banks, NBFCs and digital marketplaces like Quikkloan availing an instant loan is a hassle-free process. The process starts by doing a complete credit assessment of a borrower’s credit profile and then help him meeting the right lender.

Eligibility Criteria for Instant Personal Loan in Delhi

Eligibility Criteria	Salaried	Self-employed
Minimum Age	21	24
Maximum Age	58	65
Minimum Income	Rs.20,000 to Rs.35,000 monthly)	Rs.2 lakh(annual)
Credit/Cibil Score	Above 700(out of 900)	Above 700(out of 900)
Minimum Job/Business Stability	1-2 Years	2-3 Years
Minimum Work/Business Experience	1-2 Years	3 Years
Minimum Profit After Tax	NA	Rs.1-2 lakh(annual)

Documents Required for Instant Personal Loan in Delhi

Documents required for personal loan in delhi for Salaried Person

Duly signed application form for personal loan balance transfer along with passport size photograph
Identity Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
Age Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
PAN Card copy (Mandatory)
Address Proof (Aadhaar Card/Passport/ Landline Bill/ Latest Electricity bill/Rent agreement etc)
Last 6-month bank statement
Salary slip for the last 3 months
Statement of personal loan from a current lender (a loan that needs to be transferred)

Documents required for Personal loan in Delhi for self-employed

Duly signed application form to do loan balance transfer along with passport size photograph
Identity Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
Age Proof (PAN card/driving license/passport/voter ID/Aadhaar Card etc)
Address Proof (Aadhaar Card/Passport/ Landline Bill/ Latest Electricity bill/Rent agreement etc)
TAN Card
Last 3 years Balance sheet along with profit and loss statement pertaining to business
Last 6-month bank statement of individual and business entity
Statement of personal loan from a current lender (details of the loan that need to be transferred)

Frequently Asked Questions

Who is Eligible for an Instant Personal Loan in Delhi?

Both salaried professionals as well as self-employed professionals/businessmen are eligible to apply for an instant personal loan in Delhi.

What is the Age Limit?

For salaried: 21-58 years

Here, the minimum age of an applicant should be 21 years at the time of availing a loan and maximum is 58 years at the time of loan maturity.

Self-employed: 24-65 years

The minimum age of an applicant should be 24 years at the time of availing a loan and maximum age should be 65 years at the time of loan maturity.

What is the Minimum Income Required?

An applicant needs to earn a minimum of Rs.20,000(monthly) to become eligible for an instant personal loan. However, the income criteria varies from lender to lender.

What is Maximum Loan Amount I Can Get?

The maximum loan amount is Rs.20,00,000, which can be given to a borrower according to his eligibility. However, the minimum loan amount is Rs.5,000.

Points to Ponder:

There are some more factors that come into play while applying for an instant personal loan.

The higher and more stable your income, the easier it is for you to get a loan. Yes, lenders always look for such applicants as higher-income comes with easy loan repayment possibility.
Too many claims on your disposable income can reduce your loan-servicing ability. Hence, your assets, expenses and liabilities are taken into account to check your repayment ability.
Existing loan obligations may reduce your creditworthiness. So, not having additional debt while applying for instant and easy personal loans helps.
A credit score must be high enough to show your creditworthiness. A good credit score is an indication of healthy credit profile, thus seems less risky as far as lending is concerned.

Apply for Credit Card Online and get easy e approval

Compare Cards

ICICI Bank Coral Credit Card

ICICI Bank HPCL Coral Visa/MasterCard Credit Cards

ICICI Bank Platinum Chip Credit Card

Extra Rewards Every day

Everywhere

Smart Savings Incredible Rewards

Security of a Chip Card

Features

Buy 1 and get 1 movie ticket free through the week on first come first serve basis

Earn up to 10,000 PAYBACK points every anniversary year

Minimum 15% savings at participating restaurants

Up to 1 complimentary airport lounge visit per quarter

Reduce fuel bills with 2.5% cashback and 1% fuel surcharge waiver

Earn 2 PAYBACK Points on every ₹100 spent on retail purchases except fuel

Up to ₹ 200 off every month on movie tickets

Minimum 15% savings at leading restaurants

Rewards powered by PAYBACK

Fuel Surcharge waiver of 1%

Minimum 15% savings at leading restaurants

Exclusive offers and Privileges from Visa / MasterCard

Special offer for employees of Select Corporates

No Joining Fee for the first year if purchases exceed Rs. 2,000 within 60 days of card set up.

Joining Fee

₹ 500+ GST

₹ 199 + GST

₹ 199 + Goods and Service Tax (ZERO Joining Fee on Online Applications)

Annual fee

₹ 500 + GST (NIL when card spends are greater than ₹ 1,50,000 in the previous year)

₹ 199 + GST (NIL when retail spends are greater than ₹ 50,000 in the previous year)

₹ 99 + Goods and Service Tax (NIL when card spends are greater than Rs. 50,000 in the previous year)

Compare Cards

ICICI Bank Sapphiro Credit Cards

ICICI Bank Rubyx Credit Cards

ICICI Bank Rubyx Credit Cards

The next level of Credit Card Privilege

Two Cards. One Account. Many possibilities

Two Cards. One Account. Many possibilities

Features

Complimentary welcome vouchers worth Rs 10,000 on payment of joining fee

Earn up to 20,000 bonus points every anniversary year

Complimentary international airport lounge access and Spa sessions

Buy 1 Get 1 ticket free on movies/theatres/sports/ music events.

Complimentary rounds of golf in domestic as well as international golf courses

Complimentary welcome vouchers worth Rs 5000 on the payment of joining fee.

Earn up to 15,000 bonus points every anniversary year

Complimentary domestic airport lounge visit

All new feature of complimentary railway lounge visits

Complimentary rounds of golf in domestic as well as international golf courses

Buy 1, get 1 movie ticket free, through the week on first come first serve basis

Complimentary welcome vouchers worth Rs 5000 on the payment of joining fee.

Earn up to 15,000 bonus points every anniversary year

Complimentary domestic airport lounge visit

All new feature of complimentary railway lounge visits

Complimentary rounds of golf in domestic as well as international golf courses

Buy 1, get 1 movie ticket free, through the week on first come first serve basis

Joining Fee

₹ 6,500 + GST

₹ 3,000 + GST

₹ 3,000 + GST

Annual Fee

₹ 3,500 + GST (NIL when card spends are greater than ₹ 6,00,000 in the previous year)

₹ 2,000 + GST (NIL when card spends are greater than ₹ 3,00,000 in the previous year)

₹ 2,000 + GST (NIL when card spends are greater than ₹ 3,00,000 in the previous year)

Compare Cards

Jet Airways ICICI Bank Coral Credit Cards

Jet Airways ICICI Bank Rubyx Credit Cards

Jet Airways ICICI Bank Coral Credit Cards

Convert your everyday card purchases into flights and upgrades. Choose one today!

Convert your everyday card purchases into flights and upgrades. Choose one today!

Convert your everyday card purchases into flights and upgrades. Choose one today!

Features

2,500 JPMiles on joining

Enjoy up to 6 JPMiles per ₹ 100 spent

Exclusive privileges across entertainment and dining

5,000 JPMiles on joining

Enjoy up to 8 JPMiles per ₹100 spent

Complimentary one way Jet Airways base fare waived off ticket code every year

5% discount on base fare on booking through www.jetairways.com