Linking of aadhaar with a bank account comes with many perks and privileges hence was also made mandatory by the government to link the same. On linking your bank account with aadhaar comes with a lot of value-added features like-safety, security and authenticity of the account. Moreover, you would be able to reap the maximum benefits of various government schemes also if your account is linked with your 12-digit numeric summary. When it comes to linking your bank account, you can link it either with Bank Branch, Internet Banking, Mobile App, ATM or Phone Banking. You simply need to follow a few easy steps and you are done with the process.
How to Link Aadhaar with Bank Account via Bank Branch?
Step 1:Visit your bank branch
Step 2: Carry your aadhaar or e-aadhaar
Step 3: Request for a linking form and fill the same
Step 4: Submit the duly filled form along with a copy of aadhaar
Step 5: After the successful verification, linking will be done
Note: You will get an SMS confirmation on your registered mobile number
How to Link Aadhaar with Bank Account via Internet Banking?
Step 1: Login to your internet banking account
Step 2: Click on the ‘View/update Aadhaar card details’ in your online banking account
Step 3: Enter the Aadhaar number in the box specified for the purpose along with other information required for verification
Step 4: You need to self-verify the entered information and confirm it by clicking on the ‘Submit’ button
Note: The bank will take time to validate and verify the linking process. Once the process is done successfully, you will receive a confirmation message from the bank on your registered mobile number
How to Link Aadhaar with Bank Account via Mobile App?
Step 1: Login to your bank’s mobile application
Step 2: In the “My Accounts” section under “Services” tab, click on the “View/Update Aadhaar card details” option
Step 3: Enter your Aadhaar number twice and click on the Submit button
Step 4:Accept any terms and conditions, if applicable
Step 5: Select “Update”/”Confirm” or any other variation
How to Link Aadhaar with Bank Account via ATM?
Step 1: Visit the bank’s nearest ATM
Step 2: Swipe your debit card and enter your 4-digit PIN
Step 2: You can view several options on the ATM. Select the ‘Services’ option
Step 3: Select the ‘Registrations’ option and tap on the Aadhaar Registration option
Step 4: Select the account (savings or current) type, enter the Aadhaar number and click ‘Ok’
Note: Once the process is done successfully, you will get a confirmation message on your registered mobile number.
How to Link Aadhaar with Bank Account via Phone Banking?
Step 1: If your bank supports Aadhaar seeding over phone, give a missed call to the number provided by your bank
Step 2: You will get a call-back from the bank where you can select options from the IVR
Step 3: Enter your 12 digit Aadhaar number and confirm it
Note: You will get a text message when your Aadhaar is linked with your account
How to Link Aadhaar with Bank Account via SMS?
Step 1: You need to send a text message in this format – UID <space> 12-digit Aadhaar number <space> Bank account number and send it to a specific number
Note: The number differs from bank to bank. You need to check on their website or call the customer care of your bank to know the number
Step 2: The SMS has to be sent through your registered mobile number, that is, the number from which you send the SMS has to be pre-registered with the bank
Step 3: You will receive a message stating that your request to link your bank account with Aadhaar has been accepted and is being processed
Step 4: The bank will validate the Aadhaar details provided with UIDAI
Note: Once this is done, you will receive a confirmation message stating that your request to link your bank account with Aadhaar has been successfully completed.
How to Check Aadhaar Linking Status with Bank?
In the majority of cases, you will be notified by the bank about your aadhaar linking status. But you can also check your status anytime on UIDAI website online.
Steps to Check Aadhaar Linking Status with Bank?
Step 1: Visit the official website of UIDAI (https://uidai.gov.in/)
Step 2: Navigate to the ‘Aadhaar service’ category and select ‘Check Aadhaar & Bank Account Linking status’
Step 3:Enter your 12-digit Aadhaar and the captcha provided. An OTP would then be sent to your registered mobile number
Step 4: On entering the OTP and logging in, a screen with the status of your request would be displayed
Step 5: If the linking was successful, the page would read ‘Congratulations! Your bank Aadhaar mapping is done’
Benefits of Linking Aadhaar with Bank Account?
- Receipt of Direct Benefit Transfer (DBT) of LPG Subsidy directly into the bank account.
- Receive direct credit of other Government subsidies like welfare funds, pensions, scholarships, MNREGA wages etc. into your account.
- Take advantage of easy and convenient Aadhaar enabled payment systems (AEPS) eg.
a) BHIM – Aadhaar Pay
b) Aadhaar Based payment on biometric Micro ATM at BC’s
c) UPI payments through Aadhaar